Financial Counseling Education

Financial Counseling Education

Personal Financial Counseling is the ability to understand and effectively apply various financial skills, including personal financial management, budgeting, and investing. Financial Counseling helps individuals become self-sufficient so that they can achieve financial stability.

Financial Empowerment

"The widespread deficit in financial literacy has raised a good deal of concern among government agencies, policymakers, and leaders in the community and business sectors. There are several reasons for this concern. First, the number and complexity of available financial products have increased dramatically in the past two decades, effectively transferring a higher burden of financial responsibility and risk to the consumer." 

                                                                              -National Financial Capability Strategy 

Building A Personal Financial Foundation

Personal financial counseling, coaching, and financial education help people acquire the knowledge and behaviors they need to make informed, qualified financial decisions about their money.
Personal Financial Counseling and Financial Coaching 
As a financial counselor and financial coach, I work with individuals and families to help them learn better personal financial management. Through life-cycle financial education, I will help clients, no matter their financial situation, to help them realize their goals and achieve lasting economic well-being. 

We offer one-on-one comprehensive financial counseling, coaching, and financial education services to help clients improve their economic well-being. —Creating A Personal Financial Plan.

We also realize that individuals and families may not need comprehensive personal finance counseling and coaching but work on different aspects of their financial picture.

Financial Counseling and Coaching Individualize Services 

Budget Planning

Do you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? 
If so, you may want to establish a (budget) to help you track how you spend your money and help you reach your financial goals. 
Establishing a Budget

Saving Planning

In times of crisis, you don't want to be shaking pennies out of a piggy bank. A financial safety net can protect you when a financial emergency arises. 

One way to accomplish this is by setting up a cash reserve (emergency fund), a pool of readily available funds to help you meet emergency or highly urgent short-term needs.
Establishing a Financial Safety Net

Debt Planning

Debt planning strategically manages and repays financial obligations to creditors to achieve long-term financial stability. The primary goal of debt planning is to reduce and ultimately eliminate debt while minimizing financial strain. 
By implementing a comprehensive (debt planning strategy), individuals can regain control of their finances, reduce stress, and work towards achieving financial goals.
How Can I Reduce My Spending?

Account Management

Financial account management involves overseeing and controlling financial accounts to achieve goals, maintain stability, and make informed decisions.


Utilizing (online tools and budgeting apps) and staying informed about personal finance principles can assist individuals in effectively managing their financial accounts.

Read More:

Banking Basics: Opening Up An Account

Credit Profile

It's difficult to imagine functioning in today's world
without credit. Understanding your credit profile involves gaining insight into your credit history and financial behavior as recorded by credit bureaus.
Whether buying a car or purchasing a home, credit has become integral to our everyday lives. Having easy access to credit goes hand in hand with having a good credit score, so it's essential to maintain a positive credit score and credit history.
All About Credit Scores

Test Your Financial IQ!

Nationwide testing demonstrates that the average person lacks the basic financial knowledge he or she needs to make qualified financial decisions.

How well do you understand personal finance? The following brief quiz can help you gauge your knowledge of a few basics. In the answer section, you'll find details to help you learn more.
Test Your Knowledge of Financial Basics

Stay informed and inspired with Empowering Your Finance magazine Consumer Credit Planning: Credit Confidence Starts Here  on Flipboard! Explore the latest stories, articles, videos, and news on financial counseling. Get the advice to tackle debt, improve budgeting, and create a solid financial plan. Empower yourself with actionable steps toward financial wellness. Click and Follow Now!

"Financial Literacy Is Just As Important In Life As The Other Basics" - John W. Rogers Jr.

Financial Counseling Glossary
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